Covina Kia Finance Department

Once you choose the ride you want, you can come to our finance center to meet with our experts. Our finance experts work closely with you to identify your needs and help construct the financing plan for you. 

We start by gathering your options to present to you and getting to know more about what you are looking for in a financing plan. Our team can help structure your financing plan and answer any questions you have as we work with local lenders on your behalf. 

One question that is commonly asked during the financing process is whether you should buy or lease. There are benefits to choosing both options. 

Buying a new Kia allows you to take ownership of the ride and construct a monthly payment plan for several years to pay off an auto loan. 

In a lease, you can choose a short-term option that allows you to get on the road in the new Kia you want today. During the lease, the dealership maintains ownership, which can lead to lower monthly payments. 

You also have options when your lease is about to expire. You can choose to purchase the ride at that time or return it to the dealership to take out a new lease on a new model. 

You can also use our online resources to help in this process. 

The online payment calculator can be helpful in planning your monthly payments. You can also construct the foundation of your financing plan. 

You can fill out the online finance application to get pre-approved for an auto loan. 

If you have a ride you want to trade in, use the Value My Trade tool to get an estimated value.